In today’s video, we’ll explore the significance of cash investments, including the Rule of 72 for estimating investment growth. We’ll then delve into the reasons why cash is a crucial part of any investment strategy, emphasizing stability, liquidity, and … Read More
Hello everyone. Today, we’re diving into a topic that’s crucial for financial well-being – ‘Income Protection in Superannuation.’ I’m Paul Woodward. I am a financial adviser, and let’s get started, but before we do a quick disclaimer! This information … Read More
Investing 101. This simple strategy gets a better return of 196.25%. When it comes to investing, understanding the difference between compounding interest and simple interest can make a significant impact on your long-term returns. Simple interest is calculated only on … Read More
Preparing a Will is one of the most common ways of transferring assets after someone dies. A will is an important component of any estate plan, however it is unlikely to be the only transfer mechanism of assets when a person … Read More
Estate planning is the management of affairs to ensure all personal assets accumulated throughout a lifetime (known as the estate), are distributed to those people who the deceased would like the benefit from those assets (beneficiaries) Estate Planning includesPlanning elements of … Read More
Superannuation Financial Hardship If you are experiencing severe financial hardship in certain cases you can apply for early release of your superannuation benefits. You’re considered in severe financial hardship if you’re unable to meet reasonable and immediate family living expenses … Read More
Can you commit suicide and get your life insurance pay out? The answer is no, because you are dead… But can your nominated beneficiaries get your life insurance pay out if you commit suicide. In many cases the answer is yes. Depending on who … Read More
Can you get a life insurance pay out and still be alive. The answer is yes… You’ll receive your life cover lump sum benefit if you are diagnosed with a terminal illness. In other words, if your life insurance cover is $1,000,000 … Read More
