Important information about our financial services and advice.
Authorised Representatives
Paul Woodward and Superannuation and Insurances Pty Ltd are both Authorised Representatives of AVALON AFSL 437518.
This website is provided by Superannuation and Insurances Pty Ltd on an “as is” basis.
Superannuation and Insurances Pty Ltd makes no representations or warranties of any kind, express or implied, as to the operation of the site or the information, content, materials, or products included on this site.
To the fullest extent permitted by law, Superannuation and Insurances Pty Ltd disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
Superannuation and Insurances Pty Ltd will not be liable for any damages of any kind arising from the use of this site, including direct, indirect, incidental, punitive, and consequential damages.
This site is created and controlled by Superannuation and Insurances Pty Ltd in New South Wales, Australia.
Accordingly, the laws of New South Wales and Australia govern these disclaimers and terms and conditions, without giving effect to any principles of conflicts of laws.
We reserve the right to make changes to our site, disclaimers, and terms and conditions at any time.
By using this site, you accept all risks and responsibility for losses, damages, costs, and other consequences resulting directly or indirectly from using this site and any material available through it.
Superannuation and Insurances Pty Ltd limits any liability that cannot be excluded to restoring the service, re-supplying the material, or refunding any amount paid for the service or material.
Any products or services provided by Superannuation and Insurances Pty Ltd may be modified over time.
The information contained on this website does not constitute a specific recommendation to purchase or sell a financial product, nor does it constitute financial product advice.
Superannuation and Insurances Pty Ltd and its associates are not engaged in providing legal or professional services through this website and are not licensed tax agents.
Superannuation and Insurances Pty Ltd makes no representations or warranties about the accuracy or completeness of the information contained on this website.
Any links provided to other sites are for convenience only and do not imply endorsement, sponsorship, or affiliation unless expressly stated.
Superannuation and Insurances Pty Ltd does not warrant that this site is error-free or free from viruses or defects.
Users should take appropriate precautions, including the use of antivirus software, to protect their systems.
Superannuation and Insurances Pty Ltd is the copyright owner of all text and graphics contained on this website, except as otherwise indicated.
Other trademarks and service marks referred to are the property of their respective owners.
You may print a copy of the information contained herein for personal use only, provided that:
The copyright notice and this permission notice appear in all copies.
Use and reproduction of documents and graphics are limited to personal, non-commercial use.
No documents or graphics, including logos, are modified in any way.
No graphics, including logos, are used separately from accompanying text.
Use or reproduction for any other purpose is prohibited by law and may result in civil or criminal penalties.
Violators will be prosecuted to the maximum extent possible.
If any part of this disclaimer is held to be invalid, unenforceable, or illegal for any reason, the remaining parts shall continue in full force and effect.
This website and its content are intended for Australian residents only.