Compliance Star of the Year (AVALONfs, 2024) · BX & Georges River Awards finalist
“Paul, you really did come up with a solution. Now I feel that my family is financially secure and I can rest easy.”
Rob
Life insurance through super
Clarification: Where Rob refers to his super fund “paying for” his life insurance, the premiums are deducted from his superannuation account balance; they are not paid by the fund at its own cost. Paying insurance premiums from super reduces your retirement savings. Any tax benefit depends on individual circumstances, and switching super funds may involve fees, costs and loss of existing cover. General information only; it does not take into account your personal circumstances.
“It was all completely taken care of for me. Now I feel very much insured and assured that my family will be looked after.”
Louise
Life insurance review
Client testimonials reflect individual experiences and may not be representative of other clients. General information only; it does not take into account your personal circumstances.
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We provide personalised financial solutions to help you protect your income, your lifestyle, and your future.
A financial adviser (sometimes called a financial planner) helps you make decisions about your money. We specialise in superannuation and personal insurance, helping you understand whether they suit your goals. That can include how your super is invested, the fees you pay, and whether your life, TPD, income protection and trauma cover fits your circumstances. Any recommendation is set out in writing before you decide anything.
Your first Super & Insurance Chat is free and there is no obligation. If you'd like a closer look, our Super Health Check with Written Summary is $500 + GST, and that amount is credited against your fee if you go ahead with full advice. Every fee is quoted in writing upfront, before any work begins.
It depends on your situation. Advice can help you make confident decisions about your super, insurance and retirement, and avoid costly mistakes, such as losing insurance when combining super funds. The free chat helps you understand what advice services are available and whether they may assist with your circumstances.
We talk about where you are now, what you want to achieve, and what you're unsure about. You'll get a clear idea of whether advice could help and what it would cost.
Our office is in Kogarah, and we work with clients throughout the St George region, including Hurstville, Rockdale and the Sutherland Shire. We also offer online and phone meetings, so you can get advice wherever you are.
Many people hold default cover in their super without knowing how much it is or what it pays for. A review assesses the amount, type and cost of cover against your circumstances and objectives. Don't cancel or replace any cover until a review is complete, as new cover may not be offered on the same terms.
Yes. Your personal and financial information is handled in line with our privacy policy and the Privacy Act, and is only used to provide our services to you.
Superannuation and Insurances Pty Ltd (AR No 250425) is an Authorised Representative of AVALONfs Pty Ltd, AFSL 437518. Our Financial Services Guide explains our services, fees and how we're paid.
General information only. This information does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read the relevant Product Disclosure Statement and Target Market Determination. Superannuation and Insurances Pty Ltd (AR No 250425) is an Authorised Representative of AVALONfs Pty Ltd, AFSL 437518.
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We’re proud to share that Superannuation and Insurances has been named a finalist in the 2026 Georges River Local Business Awards. It’s a recognition we
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The information provided on this website is general in nature and does not constitute personal financial product advice. It does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate to your circumstances and read the relevant Product Disclosure Statement (PDS) or other offer document before making any decision.
“Paul Woodward and Superannuation and Insurances Pty Ltd are both Authorised Representatives of AVALON AFSL 437518”
Please refer to the Product Disclosure Statement (PDS) before investing in any products mentioned in this communication. The information is current as at the date on this document.
